皇冠体育app

Find out about buying a home through shared ownership. Read about who can apply, costs, paying rent, buying more shares and repairing and selling your home.

• How shared ownership works

  You can buy a home through the shared ownership scheme if you cannot鈥�

• Who can apply

  You can buy a home through shared ownership if both of the following are鈥�

• Costs

  You鈥檒l need to plan for all the costs when buying a home. When you鈥檝e鈥�

• Paying rent

  For a shared ownership home, you need to pay rent to your landlord for the鈥�

• Apply

  皇冠体育appre are 4 steps to apply for a shared ownership home. 1. Check if you鈥�

• Finding a shared ownership home

  皇冠体育appre are several places where you can search for shared ownership homes鈥�

• Repairs and home improvements

  You will need to pay for repairs and maintenance no matter what share you鈥�

• Buying more shares ('staircasing')

  You can buy more shares in your home after you become the owner. This is鈥�

• Selling your home

  You can sell your shared ownership home at any time. If you own 100% of鈥�

• Renting out all or part of your home (subletting)

  You can normally rent out (sublet) a room in the home, but you must live鈥�

You can no longer apply for a Help to Buy: Equity Loan - find out about interest rates and how to manage your Help to Buy: Equity Loan.

How to manage or make changes to your equity loan, including how to repay or remortgage, sublet, alter or change ownership of your Help to Buy home.

• Updated: 7 October 2024

Rent a property at a discount to help with the cost of saving for a deposit to buy a home. Information on who is eligible and how to apply.

How to fully or partly repay your equity loan - with your own money, when you sell your home or when you remortgage.

皇冠体育app process you need to follow to repay your Help to Buy: Equity Loan when you decide to sell your home.

• Updated: 23 November 2023

皇冠体育app home of Homes England on GOV.UK. As the government鈥檚 housing and regeneration agency we believe that affordable, quality homes in well-designed places are key to improving people鈥檚 lives. Together with our partners, we鈥檙鈥�

• Updated: 1 December 2024

How to repay your Help to Buy: Equity Loan, either in full or in part, when you remortgage your home.

• Updated: 23 November 2023

Homes England's requirements for grant funded Shared Ownership homes provided through the Shared Ownership and Affordable Homes Programme (SOAHP) 2016 to 2021 Affordable Homes Programme (AHP) 2021 to 2026 programmes.

• Updated: 10 June 2025

When you need permission to remortgage, how your lenders are involved, what documents you鈥檒l need and how to apply.

• Updated: 4 February 2022